TD Rewards

TD Rewards is TD's flexible credit card rewards program. Earn points on everyday purchases, with accelerated rates for travel, groceries, dining, and more. Redeem for travel (best value via Expedia for TD), gift cards, merchandise, or statement credits. New in 2025: select cards offer airport lounge access.

Point Value
0.5¢/pt for travel via Expedia for TD; 0.4¢/pt for other travel; lower for gift cards/cash back.
Sign-up Bonus
Frequent sign-up bonuses with eligible cards (e.g., up to 85,000 points and first year annual fee rebate).

How It Works

  • Apply for a TD Rewards credit card (e.g., First Class Travel® Visa Infinite*, Platinum Travel Visa*).
  • Earn 8 TD Rewards Points per $1 on travel booked through Expedia for TD (First Class Travel® Visa Infinite*).
  • Earn 6 TD Rewards Points per $1 on groceries, dining, and public transit (First Class Travel® Visa Infinite*).
  • Earn 4 TD Rewards Points per $1 on recurring bill payments and streaming/digital gaming/media (First Class Travel® Visa Infinite*).
  • Earn 2 TD Rewards Points per $1 on all other purchases.
  • Redeem points for travel via Expedia for TD (0.5¢/pt), or for any travel charged to your card (0.4¢/pt).
  • Points can also be redeemed for gift cards, merchandise, or statement credits (lower value).
  • Some cards now include 4 free airport lounge visits per year.

Benefits

  • Accelerated earn rates for travel, groceries, dining, and more.
  • Best redemption value for travel via Expedia for TD.
  • Flexible redemption for travel, gift cards, merchandise, or statement credits.
  • No blackout dates for travel booked through TD.
  • New: Airport lounge access (select cards, 4 visits/year).
  • Frequent sign-up bonuses and special offers.

💳 Best Credit Cards for TD Rewards

Looking for the best credit card to pair with TD Rewards?

View Our Credit Card Guide →
Program Rules
Point Expiration: Points do not expire
Blackout Dates: No blackout dates

Program Stats

Overall8.5/10
Value8.5/10
Ease of Use9/10
Redemption8.5/10
Coverage8.5/10

Program Details

Countries
CA
Categories
financial, travel, retail
Official Website
Official Website

🧭 Not sure where to start?

Latest Relevant News

News not available at this time.