Compare the Best Credit Cards

The À la carte Rewards Plan (the 'À la carte Plan') is the loyalty program for National Bank credit card holders, offering points for everyday purchases, travel, and more. Points can be redeemed for travel, merchandise, gift cards, statement credits, and more. The program features flexible earning, no blackout dates, and multiple status tiers with increasing benefits.

Aeroplan is Air Canada's loyalty program, allowing members to earn points on Air Canada and 45+ Star Alliance partner flights, as well as on everyday purchases with hundreds of retail, dining, and hotel partners. Points can be redeemed for flights, upgrades, hotels, merchandise, and more. Aeroplan is widely regarded as Canada's best travel loyalty program.

One of Canada's oldest coalition loyalty programs. Earn AIR MILES Reward Miles at national partners like Shell, BMO, and via airmilesshops.ca. Miles can be collected as 'Cash Miles' for in-store discounts or 'Dream Miles' for travel and merchandise.

American Express' premium rewards program offering flexible points for travel, merchandise, gift cards, and more. Points can be transferred to airline and hotel partners, used for statement credits, or redeemed for a wide variety of rewards.

BMO's cash back program for credit cards, offering rewards on everyday purchases.

Brim offers cash back credit cards with app-based offers and accelerated earn rates at select partners.

CIBC Aventura is CIBC's flexible travel rewards program, available through a range of Aventura credit cards. Earn Aventura Points on everyday purchases and redeem for flights, hotels, car rentals, merchandise, gift cards, and more. Enjoy travel insurance, airport lounge access, and exclusive travel benefits with select cards.

CIBC Dividend is CIBC's cash back rewards program on select credit cards, offering accelerated earn rates in everyday categories and cash back redemption.

Costco offers several membership tiers for individuals and businesses, providing access to warehouse shopping, exclusive savings, and additional benefits. The main tiers are Gold Star, Executive, and Business. Executive members receive enhanced rewards and extra perks.

Marriott's loyalty program offering rewards for hotel stays, dining, and more. Earn points and redeem for free nights, upgrades, and more.

MBNA's credit card rewards program offering flexible points for travel and everyday purchases.

Neo Financial offers cash back credit cards with partner-based boosted earn rates and app-based rewards.

Canada's largest retail loyalty program, combining Shoppers Optimum and PC Plus. Earn and redeem points at Loblaw, Shoppers Drug Mart, Esso, Mobil, and more. With a fixed rate of 1,000 points = $1, it's the easiest program to understand and one of the best for families.

RBC's credit card rewards program offering points for everyday purchases.

Scene+ is one of Canada's most versatile coalition loyalty programs, created from the merger of Scene (Cineplex) and Scotiabank Rewards. Earn points on movies, dining at Swiss Chalet, Harvey's, Montana's, East Side Mario's, travel via Expedia for Scene+, groceries at Empire stores (Sobeys, FreshCo, Safeway), and more. Redeem for movies, dining, travel, gift cards, and merchandise.

TD Rewards is TD's flexible credit card rewards program. Earn points on everyday purchases, with accelerated rates for travel, groceries, dining, and more. Redeem for travel (best value via Expedia for TD), gift cards, merchandise, or statement credits. New in 2025: select cards offer airport lounge access.

Canadian Tire's popular retail loyalty program. Earn Canadian Tire Money (CT Money) on everyday purchases at Canadian Tire, Sport Chek, Mark's, Party City, and Gas+ or Essence+ locations. With no confusing points system ($1 CT Money = $1 CAD), it's straightforward and rewarding for sports gear, automotive, and household essentials.

Wealthsimple offers a card product that provides cash back rewards that can be deposited or invested within the Wealthsimple ecosystem (product terms apply).