Retail & Pharmacy Programs

Canada's largest retail loyalty program, combining Shoppers Optimum and PC Plus. Earn and redeem points at Loblaw, Shoppers Drug Mart, Esso, Mobil, and more. With a fixed rate of 1,000 points = $1, it's the easiest program to understand and one of the best for families.

Canadian Tire's popular retail loyalty program. Earn Canadian Tire Money (CT Money) on everyday purchases at Canadian Tire, Sport Chek, Mark's, Party City, and Gas+ or Essence+ locations. With no confusing points system ($1 CT Money = $1 CAD), it's straightforward and rewarding for sports gear, automotive, and household essentials.

BMO's flexible rewards program for credit card holders. Earn points on everyday purchases and redeem for travel, merchandise, gift cards, and more.

Avion Rewards is RBC's loyalty program for credit and debit card holders, offering points, cash back, and exclusive deals on travel, shopping, and more. Members can earn and redeem points at over 2,000 brands, access special partner offers, and use the ShopPlus browser extension and mobile app for extra savings. The program features flexible redemption, partner tie-ins, and personalized offers.

TD Rewards is TD's flexible credit card rewards program. Earn points on everyday purchases, with accelerated rates for travel, groceries, dining, and more. Redeem for travel (best value via Expedia for TD), gift cards, merchandise, or statement credits. New in 2025: select cards offer airport lounge access.

Sephora's Beauty Insider program is a free loyalty program for beauty enthusiasts. Members earn points on purchases, receive exclusive offers, birthday gifts, and access to special events. The program features multiple tiers with increasing benefits including free shipping, exclusive products, and early access to sales.

BMO's upcoming loyalty program, launching in Summer 2026 as the replacement for the AIR MILES program. Blue Rewards will feature a simplified single-currency system (Blue Points), a new travel portal powered by Expedia, and expanded partner integrations.

Scene+ is one of Canada's most versatile coalition loyalty programs, created from the merger of Scene (Cineplex) and Scotiabank Rewards. Earn points on movies, dining at Swiss Chalet, Harvey's, Montana's, East Side Mario's, travel via Expedia for Scene+, groceries at Empire stores (Sobeys, FreshCo, Safeway), and more. Redeem for movies, dining, travel, gift cards, and merchandise.

Metro's loyalty program for groceries and pharmacy. Earn Moi points on purchases at Metro, Super C, Brunet, and more. Redeem for discounts at checkout.

Nike Membership offers exclusive access to products, events, and experiences. No points, but members get early access to releases, free shipping, and more.

Scotiabank's rewards program for credit cards, offering points for travel, merchandise, and more.

One of Canada's oldest coalition loyalty programs. Earn AIR MILES Reward Miles at national partners like Shell, BMO, and via airmilesshops.ca. Miles can be collected as 'Cash Miles' for in-store discounts or 'Dream Miles' for travel and merchandise.

Amazon's paid membership program offering free shipping, Prime Video, Prime Music, exclusive deals, and more.

Dairy Queen's loyalty program offering rewards for food and beverage purchases. Earn points and redeem for free treats, gift cards, and more.

GoodLife Rewards is a member benefits program for GoodLife Fitness members, offering exclusive savings, perks, and discounts at over 100 partner brands across travel, finance, food, electronics, clothing, health, and more. Members also get access to contests and special promotions.

Subway's loyalty program offering rewards for food and beverage purchases. Earn points and redeem for free sandwiches, gift cards, and more.

Tims Rewards is Tim Hortons' free loyalty program. Earn points on every purchase — coffees, donuts, sandwiches, and more — and redeem them for free food and beverages. With over 4,000 locations across Canada, it's one of the easiest programs to earn from every single day.

Starbucks' loyalty program offering rewards for coffee and food purchases. Earn points and redeem for free coffee, gift cards, and more.

Petro-Canada's free loyalty program for drivers. Earn points on fuel, car washes, and convenience store purchases at more than 1,500 Petro-Canada stations across Canada. Redeem for fuel discounts, car washes, gift cards, and more. Bonus offers and a handy app make it a must-scan for commuters.

Plum Rewards is Indigo's free loyalty program. Members earn points on almost every purchase at Indigo, Chapters, and Coles stores and online at indigo.ca. Points can be redeemed for discounts on future purchases, and members receive exclusive offers, personalized recommendations, and early access to promotions. Plum+ is the paid premium tier, offering additional benefits including 10% off almost everything and free shipping.

Home Depot Pro Xtra is a free loyalty program for professionals, contractors, and frequent shoppers, offering rewards, discounts, and business tools to save time and money. Available in both the US and Canada, Pro Xtra provides quarterly rewards, paint discounts, volume pricing, and exclusive perks for members.

Earn points on pet food and supplies purchases at Global Pet Foods. Redeem for discounts, free products, and receive pet care tips.

Costco offers several membership tiers for individuals and businesses, providing access to warehouse shopping, exclusive savings, and additional benefits. The main tiers are Gold Star, Executive, and Business. Executive members receive enhanced rewards and extra perks.

Western Canada's grocery and retail loyalty program. Earn points at Save-On-Foods, PriceSmart Foods, and partner merchants. Redeem for groceries, travel, gift cards, and more.

Estée Lauder's E- List is a membership program offering birthday gifts, exclusive offers, and beauty consultations. No points, but members enjoy special perks.

Walmart Rewards Mastercard lets you earn Walmart Rewards Dollars on every purchase. Earn more at Walmart stores and online, redeem for savings at checkout, and enjoy no annual fee. Use your card anywhere Mastercard is accepted.